Send money
to & from Israel.
Better than your bank.

Same-day delivery. Licensed since 2008. The hassle-free alternative to bank transfers — in and out of Israel, for olim, property buyers, pensioners and salary recipients.

Licensed
Bank-Grade Security
English Service
Live exchange rate
Live mid-market
$
Recipient gets
923,925.00
ILS 🇮🇱
vs. typical bank
≈ ₪891,538
You save
+₪32,387
Open Account
Transparent margins of just 0.50–0.75%· zero hidden fees · Updated just now

Indicative rates shown for illustration. Live executable rates appear in the portal once your account is open and depend on transfer size, currencies and market conditions.

1–2 Day Delivery
₪ In & Out
₪30B+Total Exchanged
30,000+Happy Clients
30+Countries Served
16+Years Trusted
Why IsraTransfer

Built to Beat
the Bank

Four reasons people switch from their bank to IsraTransfer — and stay for years.

Better Rates

1–3% better than your bank

We pass mid-market rates straight through with a transparent margin. On a $250,000 transfer that's roughly $5,000–$7,500 you keep instead of the bank.

  • Live mid-market rates in the portal
  • Transparent margin — no hidden mark-ups
  • Forward contracts to lock today's rate up to 12 months out
No Hidden Fees

What you see is what you pay

The rate quoted in the portal is all-in. No conversion fees, no receiving fees, no surprise FX adjustments on your statement.

  • Zero conversion fees
  • Zero receiving fees
  • Only one situational fee: 70 NIS for same-day Zahav
Speed

Same- or next-day delivery

Most transfers settle in 1–2 business days end to end. For time-sensitive shekel transfers, Zahav delivers within an hour.

  • 1–2 business days standard
  • Same-day Zahav before 12:30 IST
  • Live tracking in the portal at every stage
Two-Way

In and out of Israel

Most providers only send to Israel. We do both directions — including outbound transfers for pensions, family abroad, or property holdings outside Israel. Bank of Israel paperwork handled by us.

  • Inbound from 30+ countries
  • Outbound back to USD, GBP, EUR, CAD and more
  • Bank of Israel documentation prepared on your behalf
Licensed, certified, trusted since 2008
Licensed by
ISA
Certified
ISO 27001
Compliant
AML & KYC
Service in
EN · FR · HE
How It Works

Four Steps,
One Smooth Transfer

From signup to settled funds in your account — no surprises, no jargon, no chasing the bank.

  1. 1
    Step 1

    Open Your Account

    Register online in 5–10 minutes if you hold two Israeli IDs, or via one of our worldwide KYC representatives. Free, no commitment, no minimum.

  2. 2
    Step 2

    Verify (Quick KYC)

    Upload your two photo IDs. Our compliance team reviews and approves — typically within 48 hours, often the same day.

  3. 3
    Step 3

    Lock Your Rate

    Get a live quote in the portal, lock it instantly, or set a rate alert and we'll notify you when the market hits your target.

  4. 4
    Step 4

    Funds Delivered

    Wire arrives, conversion executes, shekels land in your beneficiary account — usually within 1–2 business days. Track every step in the portal.

Who We Serve

Personal Transfers,
Built Around Your Life

Whatever you're moving money for, we've handled it before — and we've built our service around the questions you'll actually ask.

Olim & New Immigrants

Pre-Aliyah account opening. Forward contracts that lock today's rate. English-speaking onboarding from your home country.

See our Aliyah service →

Property Buyers

Direct transfers to lawyer trust accounts. Forward contracts to lock the rate at the contract date. Zahav for closing day.

See property buying →

Pensioners & Salary Recipients

Recurring inbound transfers from overseas pensions, salaries or rental income. Set rate alerts so you only convert at the right level.

Pension transfer FAQ ↓
See the Difference

Your Transfer,
Side by Side

How a USD → ILS transfer plays out depending on who handles it. Toggle to see different amounts.

IsraTransferYou
₪924,000
Typical Israeli bank
₪896,250−₪27,750
Typical US/UK bank
₪882,500−₪41,500

Illustrative figures based on typical retail bank FX spreads on USD→ILS. Actual rates depend on transfer size, currencies, timing, and the specific bank. Live executable rates appear in the portal once your account is open.

Online Access

Your portal for
currency exchange,
anytime, anywhere

The IsraTransfer portal and mobile app give you full visibility and control over every transfer. Convert at the live rate, track every payment, and reach a real human at the desk when you need one.

Two-way transfers

Send to Israel, repatriate funds, and move between your own currencies — all from one screen.

Full transaction history

Every conversion and transfer since the day you opened your account, on demand and downloadable.

Real human support

A dedicated account manager is one tap away whenever the market needs a real person, not a chatbot.

24/7 access

Lock rates, view balances and start transfers around the clock from any device.

portal.isratransfer.com
Convert funds
● Live
$USD
250,000.00
ILS
923,420.50
Rate3.6937
You save vs. bank+₪7,012
Lock rate · 60 sec
9:41
Good morning,
Sarah Cohen
Available USD
$84,250.00
Available ILS
₪312,580
Tel Aviv apartment · escrow−₪220,000
Monthly pension · UK+$3,400
Today's USD/ILS3.6937
What Our Clients Say

Trusted By Thousands
of Personal Clients

Real reviews from real customers — on speed, rate, and the kind of support you don't get from the bank.

★★★★★
"

Professional, efficient, safe, smart, easy and convenient are some of the best qualities they have to offer! Highly recommended!

AR
Aaron Rubashkin
IsraTransfer client
★★★★★
"

I have used the services of IsraTransfer for the past several years, and have been completely satisfied. The customer service support is excellent, and financial transfers through their website are very efficient.

JH
Jonathan Harrison
Verified customer
★★★★★
"

Excellent rate (compared to bank); text updates, coupled with the easy to use online portal, are reassuring for the 1st time user. Funds arrived exactly on time as per text status report. Professional and rapid customer service responses to questions.

GC
Gary Cantor
IsraTransfer client
Got Questions?

Transfer FAQs

The questions personal-transfer clients ask us most. Browse by topic.

Rates & Fees

Typically 1–3% better than high-street Israeli banks. On a $250,000 transfer that's roughly $5,000–$7,500 in your pocket rather than the bank's. The exact margin depends on transfer size, currency, and market conditions — live executable rates appear in the portal once your account is open.
No. The rate quoted in the portal is all-in — it already includes our margin. There are no separate conversion fees, no receiving fees, no "FX adjustment" line items. The only situational fee is 70 NIS for a same-day Zahav transfer if you opt for one.
Minimum: USD $10,000 (or equivalent). Maximum: there is no upper limit, but supporting documentation is required for larger amounts to satisfy banking regulations.

Speed & Process

We typically receive your wire by the next business day. Funds then need to clear with the bank, which generally takes another 1–2 business days. Once cleared, conversion and onward transfer take place the same day. End-to-end is usually 2–3 business days; same-day Zahav is available for time-sensitive shekel transfers.
Yes — via a Zahav transfer, you'll need the recipient's Zahav (IBAN) number. Zahav incurs a 70 NIS fee and must be requested before 12:30 IST on a working day (Sunday–Thursday). Once sent, it arrives within an hour and cannot be cancelled.
Absolutely — outbound transfers from Israel are part of our standard service. Useful for olim with overseas pension contributions, family abroad, rental income from Israeli property, or personal holdings outside Israel. Some Bank of Israel documentation is required; please speak with your account manager before initiating an outbound transfer so we can prepare the paperwork.

Account & Security

If you hold two Israeli IDs, register online in 5–10 minutes — we'll review and approve, typically within 48 hours. If you don't, we either verify via an Israeli lawyer who's seen your documents, or meet you face to face at our offices in Jerusalem or Ramat Gan, or via one of our representatives worldwide.
Yes. IsraTransfer is licensed and regulated by Israel Securities Authority. We report directly to the Anti-Money-Laundering Prohibition Authority and we adhere to all AML and KYC requirements.
We've been in business since 2008 and hold an extended licence — meaning we operate under strict cybersecurity laws and minimum capital requirements. We are ISO 27001 certified for information security. Client funds are kept segregated in a dedicated client account, separate from company funds.

Pensions, Salaries & Recurring Transfers

Yes — many of our clients do. We accept inbound wires from pension providers, employers, and rental managers worldwide. You can either convert each transfer immediately or hold the foreign currency in your multi-currency wallet and convert when the rate is right.
We don't auto-debit, but the portal makes recurring transfers fast: pre-saved beneficiaries, one-tap quote, lock and send. Most pensioner clients log in once a month, accept the quote, and they're done in under two minutes.
Yes — rate alerts in the portal and mobile app. Set your level, we notify you by email and push notification the moment the market hits it.

Ready to Beat Your Bank?

Open an account in minutes. No commitment, no minimum to set up — just better rates and same-day delivery when you need them.